Table 24 – ISA bond

For our investment and saving products, the benefits, terms and conditions are described generally in our Rules and more specifically in a “Table”.

Table 24

This is a tax-exempt single premium with profit whole of life assurance written under the legislation and rules governing Individual Savings Accounts. The Sum Assured is equal to the single premium.

Bonuses. See Rule 4. Bonuses are based on the accumulated sum assured (Sum Assured plus Bonuses).

Surrender. Rule 3(8) applies except that contracts written up to 30 September 2012 may be surrendered on the tenth anniversary for a sum not less than the accumulated sum assured. Similar guarantees apply at every anniversary thereafter (for contracts written up to 5 April 2011), or every fifth anniversary thereafter (for contracts written between 6 April 2011 and 30 September 2012).

Part surrender of any contract is permitted at the discretion of the Society.

‘Hassle-free savings that are started every year on my behalf, without me having to call up.’

 

D.C. R McLaren, Hackney Borough Stations

‘I would recommend Metfriendly to everyone.’

Mrs V Thompson, Dagenham

Very happy with the service. I have a number of policies for myself and my children.

Police Sergeant S Drysdale, DPS Borough Support

‘I have been a member since 1980. Never had any problems or issues. Staff always helpful.’

Mr Nino Trancucci, London

Great opportunity for family members to be offered the same offers as members.

Miss A McLeary, ESB

Good service – always very helpful and informative.

Miss J Coward, South Norwood, London

‘Very pleased with the service I’ve received to help me save money direct from my salary.’

DC Chris W, SO15

‘I have always been pleased with the returns from my Metfriendly policies.’

Mr P Payne, Bordon

‘I’ve used Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house. I will be signing back up next year to help save towards my kids future.’

Mrs A Cooper, Met CC, Bow