Mortgage Advice

Provided by Bright Financial Management

Choosing a mortgage is probably the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through. So make sure you get quality mortgage advice.

What is a mortgage?

A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over a fixed period of time together with accrued interest. There are many different types of mortgages and there will be one out there that best suits your requirements. If you’re going to make the most of your mortgage, you need to minimise the amount of interest that you pay.

There are basically two major types of mortgage repayment methods available in today’s market:

  • repayment – a repayment mortgage is structured so that the monthly mortgage payments, comprising partly of capital and partly of interest, pay off the original amount borrowed as well as the interest that would be accrued over the mortgage term, by the end of the term.
  • interest only – so called due to the fact that you only pay interest to the lender each month. The original loan amount remains the same for the term of the loan. Therefore a suitable investment is required to run in conjunction with the mortgage in order to repay the loan balance at the end of the term. The most common investments used for this purpose include Pension, Endowment and ISA.

Debbie McKnight

Metfriendly is here to help you get the best possible result with your mortgage. For many years now Metfriendly has had a strong partnership with experienced independent financial advisor Debbie McKnight. Debbie is an expert on mortgages and over the years has guided thousands of people through this complex world to happy results. We are confident you will be impressed by the personal and professional service she provides.

Get the RIGHT mortgage

Debbie can help you find a mortgage product to suit your own individual requirements. Whether you are a first time buyer or wish to remortgage, she will endeavour to recommend a product to suit your needs. A mortgage is potentially the largest financial commitment of your life and, therefore, every enquiry is treated with the respect that it deserves.

Expert, independent and qualified

Debbie McKnight is an Independent Financial Advisor for Bright Financial Management Ltd, which itself is a trading name of Lifetime Wealth Management Limited which is an appointed representative of Intrinsic Financial Planning Ltd and Intrinsic Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority. You therefore have the assurance that you will receive advice that you can trust.

Contact Debbie

Please contact Debbie McKnight if you are looking for the following:-

  • remortgages, first time buyers
  • buy to let, home mover

Help can also be given for the following mortgage types:

  • capped mortgages, discounted mortgages
  • offset mortgages, current account mortgages
  • standard variable, tracker mortgages

‘Very pleased with the service I’ve received to help me save money direct from my salary.’

DC Chris W, SO15

Good service – always very helpful and informative.

Miss J Coward, South Norwood, London

‘Hassle-free savings that are started every year on my behalf, without me having to call up.’

 

D.C. R McLaren, Hackney Borough Stations

Very happy with the service. I have a number of policies for myself and my children.

Police Sergeant S Drysdale, DPS Borough Support

‘I have been a member since 1980. Never had any problems or issues. Staff always helpful.’

Mr Nino Trancucci, London

‘I would recommend Metfriendly to everyone.’

Mrs V Thompson, Dagenham

Great opportunity for family members to be offered the same offers as members.

Miss A McLeary, ESB

‘I’ve used Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house. I will be signing back up next year to help save towards my kids future.’

Mrs A Cooper, Met CC, Bow

‘I have always been pleased with the returns from my Metfriendly policies.’

Mr P Payne, Bordon