Terms and conditions

Click the name of the promotional activity below to read its terms and conditions.

Spring Lump Sum promotion (closing date 30th June 2024)

  1. To qualify for the extra 1% promotion a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. The offer applies to Metfriendly Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 30th June 2024. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider.
  2. ISA and With-Profit Bond applications and monies must be received by 30th June 2024.
  3. The Sum Assured on each qualifying ISA or With-Profit Bond will be 101% of the amount invested (normally 100%).
  4. The value of each qualifying Lump Sum ISA or With-Profit Bond on encashment (or death) will be 1% higher than it would otherwise have been.
  5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. Maturing products such as Long Term Savings or Guaranteed Five Year Savings Plans are eligible.
  6. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  7. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  8. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines. 

Lump Sum promotion (offer live to 31st December 2023)

  1. To qualify for the extra 1.30% promotion a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. The offer applies to Metfriendly Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31st December 2023. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider.
  2. ISA and With-Profit Bond applications and monies must be received by 31st December 2023.
  3. The Sum Assured on each qualifying ISA or With-Profit Bond will be 101.3% of the amount invested (normally 100%).
  4. The value of each qualifying Lump Sum ISA or With-Profit Bond on encashment (or death) will be 1.30% higher than it would otherwise have been.
  5. “Rollovers” which have already had an extra 1% or 1.25% applied are not eligible for this promotion.
  6. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  7. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  8. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

NARPO Member Prize Draw (14th December 2023 – 31st January 2024)

  1. This prize draw is for a total of ten £100 Amazon.co.uk Gift Card prizes.
  2. Entry to the prize draw is by completing the NARPO December Prize Draw and supplying your email details.
  3. Only one prize to be won per person.
  4. The draw is open from 6 a.m. 14/12/2023 – 12 midnight 31/1/2024. The winners will be contacted by 12/2/2024 by email.
  5. The winners will be drawn at random by Metfriendly.
  6. No alternative prize will be offered.
  7. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw.
  8. Metfriendly’s decision will be final.

NARPO special lump sum offer: £50 John Lewis gift card on investments/transfers of £10,000 or more a Metfriendly Lump Sum ISA and/or With-Profit Bond only (valid 1st November 2023 to 31st December 2023)

  1. This promotion is only open to NARPO members.
  2. To qualify for the £50 John Lewis gift card incentive promotion, a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. If funds are sent in more than one transaction, then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31st December 2023.
  3. The PROMO code NARPO2023 must be stated in the application.
  4. This offer can be used in conjunction with the offer of an additional 1.30% promotional bonus on Lump Sum ISA and With-Profit Bond applications.
  5. ISA and With-Profit Bond applications and monies must be received by 31st December 2023.
  6. Metfriendly reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  7. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  8. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Metfriendly Police Family Finance Index Prize Draw (26th October 2023 – 19th January 2024)

  1. This prize draw is for a total of ten £100 Amazon.co.uk Gift Card prizes.
  2. Entry to the prize draw is by completing the Autumn 2023 Metfriendly Family Finance Index Survey and supplying your email details.
  3. Only one prize to be won per person.
  4. The draw is open from 12 noon 26/10/2023 – midnight 19/01/2024. The winners will be contacted by 27/1/2024 by email.
  5. The winners will be drawn at random by Metfriendly.
  6. No alternative prize will be offered.
  7. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw.
  8. Metfriendly’s decision will be final.

NARPO Lump Sum promotion (offer live 1st – 31st August 2023)

  1. This promotion is only open to NARPO members
  2. To qualify for the extra 1.30% promotion a new lump sum of at least £10,000 must be invested or transferred to a Metfriendly Lump Sum ISA and/or With-Profit Bond. The offer applies to Metfriendly Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction then these must be received by Metfriendly within 14 days of the first transaction and all funds must be received before 31st August 2023. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider.
  3. ISA and With-Profit Bond applications and monies must be received by 31st August 2023.
  4. The Sum Assured on each qualifying ISA or With-Profit Bond will be 101.3% of the amount invested (normally 100%).
  5. The value of each qualifying Lump Sum ISA or With-Profit Bond on encashment (or death) will be 1.3% higher than it would otherwise have been.
  6. “Rollovers” which have already had an extra 1% or 1.25% applied are not eligible for this promotion.
  7. Metfriendly reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
  8. Metfriendly reserves the right to withdraw, amend or replace the offer without prior notification.
  9. Directors and employees of Metfriendly and their families are eligible to take part in this promotion but must follow relevant company guidelines.

2023 AGM Prize Draw (closing date 3rd July 2023)

  1. This promotion is only open to Members of Metfriendly who are eligible to vote
  2. Only those Members who vote by proxy (online & by post) or at the Metfriendly 2023 AGM will be eligible for the draw
  3. Online and paper proxy votes must be received by 5pm on 3rd July 2023
  4. The voting form must be fully and correctly completed to be entered into the draw
  5. No cash alternative will be offered
  6. Only one entry per Member
  7. Directors and employees of Metfriendly, and their families, are not eligible to take part in this promotion
  8. The draw will take place following the AGM on 5th July 2023. The winner will be notified by 31st July 2023, and their name published on our website.

AGM Survey Prize Draw (16th May – 5th July 2023)

  1. This prize draw is for a £20 Amazon.co.uk Gift Card and only open to Members of Metfriendly and those who are eligible to become a Metfriendly Member. Proof of eligibility may be required
  2. There are five £20 Amazon.co.uk Gift Cards available to win. Only one gift card to be allocated per person
  3. The draw is open from 12 noon 16th May 2023 – 12 noon 5thJuly 2023. The winner will be contacted by the 14th July 2023 by email
  4. The winner will be drawn at random by Metfriendly. If the person selected declines the prize, then the draw will be repeated until an eligible person accepts the prize
  5. In the event of winning, you will need to confirm your email address, where the voucher can be sent
  6. No cash alternative will be offered
  7. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw
  8. Metfriendly’s decision will be final

Metfriendly Investment Survey Prize Draw (March 2023)

  1. The closing date for prize draw entries is 23:59 on 07/04/2023.
  2. The prizes are four £25 Amazon.co.uk Gift Cards to be issued as detailed in the survey. This is subject to availability, non-transferable and there is no cash alternative.
  3. Winners will be picked and notified via the email address provided by them in the survey, within 14 days of the survey closing.
  4. If a winner is uncontactable or should decline the prize, then another winner will be picked. The process will be repeated until an eligible person is contactable and accepts the prize.
  5. Metfriendly will make the arrangements separately, for the prizes to be dispatched directly to the winners. Please allow 30 days for delivery.
  6. Entries will be limited to one per individual.
  7. No purchase is necessary to take part in the survey and prize draw, and no proof of purchase will be required.
  8. Directors and employees of Metfriendly and their families are not eligible to take enter the prize draw.
  9. Metfriendly’s decision will be final, and no correspondence will be entered into.
  10. The cancellation of the survey and prize draw at any point is entirely at the discretion of the organisers.

Light the Lakes 2023 photography competition

  1. The competition is open from 23rd June 2023 to 28th July 2023. The winners will be contacted by 4th August 2023.
  2. The winner and runners-up will be contacted by email. We’ll use the email address from which the image files are sent.
  3. The winner will receive a £100 Amazon.co.uk Gift Card or can ask that Metfriendly donates the Gift Card value to COPS instead.
  4. Runners-up will receive a £25 Amazon.co.uk Gift Card or can ask that Metfriendly donates the Gift Card value to COPS instead.
  5. No cash alternative will be offered.
  6. Amazon.co.uk Gift Cards will be sent electronically.
  7. The number of runners-up chosen is at Metfriendly’s discretion.
  8. Directors and employees of Metfriendly and their families are not eligible to take part in this competition.
  9. The competition will be judged by members of Metfriendly staff, and their decision will be final.
  10. By submitting your photo for this competition, you agree for it to be used for Metfriendly’s marketing purposes.
  11. By entering the competition, you admit that you own the rights to the photos or videos submitted.
  12. By submitting an entry, you confirm that all persons pictured give their consent for the picture to be used for Metfriendly marketing purposes and that your name as the competition entrant may be posted.

Metfriendly Event Prize Draw

  1. This draw is for the prize advertised and is open to those attending the specific event.
  2. The draw will take place either at the event or as advertised (ask a member of the Metfriendly team for details).
  3. The winner will be drawn at random by Metfriendly. If the person selected declines the prize, then the draw will be repeated until an eligible person accepts the prize.
  4. If it is not possible to arrange for the winner to collect the prize at the event. Metfriendly will contact them and arrange for the prize to be sent separately.
  5. No cash alternative will be offered.
  6. Directors and employees of Metfriendly and their families are not eligible to take part in this prize draw.
  7. Metfriendly’s decision will be final.

‘I have always been pleased with the returns from my Metfriendly policies.’

Mr P Payne, Bordon

‘Hassle-free savings that are started every year on my behalf, without me having to call up.’

 

D.C. R McLaren, Hackney Borough Stations

Great opportunity for family members to be offered the same offers as members.

Miss A McLeary, ESB

Good service – always very helpful and informative.

Miss J Coward, South Norwood, London

‘I would recommend Metfriendly to everyone.’

Mrs V Thompson, Dagenham

Very happy with the service. I have a number of policies for myself and my children.

Police Sergeant S Drysdale, DPS Borough Support

‘I’ve used Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house. I will be signing back up next year to help save towards my kids future.’

Mrs A Cooper, Met CC, Bow

‘I’ve used Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house which we are moving into next month. I will be signing back up next month to help save towards my kids future.’

 

Amanda Cooper (Met CC, Bow)

‘Very pleased with the service I’ve received to help me save money direct from my salary.’

DC Chris W, SO15