Metfriendly is operating as normal despite the current situation. We are coordinating our response to COVID-19 to ensure we can continue to deliver for our members. If you are seeking to apply for a new product you may prefer to do so online.

Current bonus rates

Annual bonus rates

Product Tables 2016
– 2018


Tax Exempt Savings Plans 8, 10, 11, 21, 22 1.20% 0.80% 0.80%
Standard Savings Plans 12, 14, 15, 16 1.00% 0.64% 0.64%
Lump Sum ISA / Monthly ISAs (prior to 01/01/2016) 24, 25, 28 1.50% 1.00% 1.00%
Monthly ISAs (from 01/01/2016 to 05/04/2020) ** 29,30 2.50% 2.00% 1.00%
Monthly ISAs (from 06/04/2020) ** 32,33 1.00%
Lifetime ISA (after initial guarantee period) 31 1.00% 1.00%
With Profit Bonds & Flexible Savings Plans 19,26,27 1.20% 0.80% 0.80%
Fully Paid Tax Exempt Savings Plan 11 1.50% 1.00% 1.00%
Fully Paid Standard Savings Plan 12 1.20% 0.80% 0.80%
* Annual Bonus rates for 2020 will not be decided until the end of the year. For policies maturing or surrendering in 2020 we currently allow for annual bonuses at an interim rate as shown above (paid pro-rata, depending on the maturity or surrender date).
** For Tables 29 and 30 outside of their guaranteed bonus period, bonus rates apply for a tax year. The variable bonus rate from 06/04/2019 to 23/03/2020 is 2%. From 24/03/2020 the interim rate is currently 1.0% as indicated in the table above. Please note that Final Bonuses do not apply to Tables 29 and 30. 
For Tables 32 and 33 the current bonus rate for tax year 06/04/2020 to 05/04/2021 is 1.5%.

Final bonus rates

With-Profit and ISA Bonds

  Final Bonuses as at 24 March 2020
Last Anniversary Date 2019
5 Year 11% 9% 7% 6% 5%
10 Year 35% 33% 31% 30% 28%
15 Year 59% 57% 55% 53% 50%
20 Year 73% 71% 70% 68% 66%

Regular Premium ISA final bonus is for completed tax years (currently based on 2020 Q2 anniversary).

Flexible Savings Plan final bonus is for completed calendar years (currently based on 2020 Q1 anniversary).

Ten Year Savings Plan / Fixed Term Endowment

  Year of Maturity
Duration 2016 2017 2018 2019 2020
10 Years 10% 15% 18% 12% 13%

The ten year savings plan has a maturity option at 10 years but can be left invested as a lump sum with a maturity option each year thereafter.

‘I’ve used Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house which we are moving into next month. I will be signing back up next month to help save towards my kids future.’


Amanda Cooper (Met CC, Bow)

‘I would recommend Metfriendly to everyone.’

Mrs V Thompson, Dagenham

‘Hassle-free savings that are started every year on my behalf, without me having to call up.’


D.C. R McLaren, Hackney Borough Stations

‘Very pleased with the service I’ve received to help me save money direct from my salary.’

DC Chris W, SO15

Very happy with the service. I have a number of policies for myself and my children.

Police Sergeant S Drysdale, DPS Borough Support

Good service – always very helpful and informative.

Miss J Coward, South Norwood, London

‘I have always been pleased with the returns from my Metfriendly policies.’

Mr P Payne, Bordon

‘I’ve used Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house. I will be signing back up next year to help save towards my kids future.’

Mrs A Cooper, Met CC, Bow

Great opportunity for family members to be offered the same offers as members.

Miss A McLeary, ESB