Current bonus rates

Annual bonus rates

  Tables 2015-2016 2017* (Interim)
Tax Exempt Savings Plans 8, 10, 11, 21, 22 1.20% 1.00%
Standard Savings Plans 12, 14, 15, 16 1.00% 0.80%
 
ISAs 24, 25 1.50% 1.00%
With Profit Bonds & Flexible Savings Plans 19,26,27 1.20% 0.80%
 
Fully Paid Tax Exempt Savings Plan 11 1.50% 1.00%
Fully Paid Standard Savings Plan 12 1.20% 0.80%
 
*Annual Bonus rates for 2017 will not be decided until the end of the year. For policies maturing or surrendering in 2017 we currently allow for annual bonuses at an interim rate as shown above (paid pro-rata, depending on the maturity or surrender date).

Final bonus rates

Final bonus rates are subject to review at any time.

Standard and Tax Exempt Savings Plans 2013 Maturity 2014 Maturity 2015 Maturity 2016 Maturity 2017 Maturity
5 Year 6% 6% 6% 6% 7%
10 Year 10% 11% 11% 10% 15%
15 Year 14% 16% 17% 17% 23%
20 Year 19% 19% 20% 19% 28%
25 Year 36% 33% 31% 29% 39%
30 Year 74% 65% 59% 54% 67%

Final bonus rates

With-Profit and ISA Bonds

  Final Bonuses as at 1 January 2017
Last Anniversary Date 2016
Q1
2016
Q2
2016
Q3
2016
Q4
2017
Q1
5 Year 14% 14% 14% 17% 17%
10 Year 32% 32% 31% 34% 34%
15 Year 51% 52% 54% 58% 59%
20 Year 87% 86% 85% 88% 87%

Regular Premium ISA final bonus is for completed tax years (currently based on 2016 Q2 anniversary).

Flexible Savings Plan final bonus is for completed calendar years (currently based on 2017 Q1 anniversary).

Great opportunity for family members to be offered the same offers as members.

Miss A McLeary, ESB

‘Hassle-free savings that are started every year on my behalf, without me having to call up.’

 

D.C. R McLaren, Hackney Borough Stations

Good service – always very helpful and informative.

Miss J Coward, South Norwood, London

Very happy with the service. I have a number of policies for myself and my children.

Police Sergeant S Drysdale, DPS Borough Support

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