Money Beat: Markets move. Your plan doesnât have to.
Open any news or finance app, and youâll see it: headlines shouting about the latest share price crash or surge â itâs simply how markets work. Ups and downs are normal. What matters is whether your savings and investments are set up to ride through them without you feeling panicked or the need to sell […]
Money Beat: Why comparing savings and investment products isnât as simple as it looks
Human nature drives comparison, and rarely more so than when it comes to our finances. When weâre choosing a savings or investment product, we naturally look for a simple headline to help us decide: âThis one pays 5%â “That one is instant access” âThis one has no feesâ The problem is that financial products are […]
Budget 2025: the major changes that could affect you
After weeks of speculation, the Chancellor of the Exchequer has delivered the Government’s Autumn Budget, confirming its financial plans for the coming years. We now know what’s changing â but what impacts you and the members of the Police Family? Here’s a quick rundown of the key measures and policy changes, and what they could […]
What does inflation mean to you?
UK Inflation for July, as measured by the Consumer Price Index (CPI), was 3.8% according to figures released by the Office of National Statistics. Adding to this, will be the 2% increase in gas and electricity prices from October, just announced by energy regulator, Ofgem. The increase means a household using a typical amount of […]
Police Officer Pay to Rise by 4.2% in September 2025
Police Officers in England and Wales will receive a 4.2% pay increase from 1 September 2025, following the Home Secretary accepting the recommendations of the Police Remuneration Review Body (PRRB). The increase applies to officers up to and including the rank of Chief Superintendent. What else is changing? The on-call allowance will increase from ÂŁ25 […]
When the ISA Rules Can Still Change
After weeks of speculation, the Chancellor has confirmed there will be no change to the annual ISA allowance on cash savingsâfor now. Thatâs welcome news for savers whoâve grown used to sheltering up to ÂŁ20,000 a year from tax. But while the rules are staying the same, that doesnât mean your savings strategy should too. […]