Invest a lump sum

Investing with us is a great way to look after your money and see it grow.

Get MORE, with our special offer

  • Boost your lump sum savings with an extra 1% (in addition to annual bonuses and a potential final bonus) when you invest or transfer £10,000 or more into a Lump Sum ISA or With-Profit Bond by 31st July  2025.

You’ll ALSO receive an Amazon.co.uk Gift Card:

  • £50 Gift Card for investments of £10,000 – £19,999
  • £100 Gift Card for investments of £20,000 or more

Apply today and quote promo code UK2025 to get more for your hard-earned savings – terms and conditions apply.

We’ll donate £10 to the Police Remembrance Trust for every new ISA or With-Profit Bond opened by 31st July.

With a medium risk, long-term investment strategy many retired or retiring officers see us as a professional, police-friendly and safe option when it comes to investing pension lump sums.

Choose between a guaranteed growth rate or the addition of annual and final bonuses.

The graph shows how our Lump Sum ISA performed compared to the NS&I Direct ISA and the average UK Cash ISA. Past performance is not a reliable guide to future returns.

10 year annualised growth ISA performance comparison

This graph shows how our Lump Sum ISA has outperformed the NS&I Direct ISA and the average UK Cash ISA in terms of growth over 10 years.

Choose between a guaranteed growth rate or the addition of annual and final bonuses.

ISA - Lump Sum

  • Invest from £2,000 tax-free (up to current ISA limit of £20,000)
  • Compounded annual bonuses
  • The potential for an additional final bonus over the medium to long term
  • No fixed term
More info Apply

ISA Transfers

  • Simple and easy to do
  • From £300 minimum
  • Transfer a cash or stocks & shares ISA from another provider
  • 100% unlimited protection (under the Financial Services Compensation Scheme for Insurance products)
More info

With-Profit Bond

  • Invest from min £2,000 (no maximum)
  • Compounded annual bonuses
  • The potential for an additional final bonus over the medium to long term
  • No fixed term
More info Apply

Guaranteed Five Year Fixed Rate Bond

  • Invest between £10,000 and £250,000 per Member
  • Open with one, single payment – no additional contributions can be made
  • Guaranteed annual interest of 4.1% (net of basic rate tax)
  • 5.125% gross equivalent interest rate*
  • Your money is locked away for five years

* Gross interest figure based upon our internal calculation for information only – please check your understanding with your own tax adviser.

More info Apply

Junior ISA

  • both lump sums and regular monthly payments can be added to our Junior ISA
  • commit to regular monthly contributions (min £30 per month) or invest a lump sum of £1,500 or more
  • higher potential growth than Cash ISAs
  • tax free savings
More info Apply

Top up today!

  • Make the most of your annual tax free ISA allowance
  • ISA top-ups can happen at any time during the tax year
  • Top-ups can be made via online banking, in branch or by post
  • You can also update your contributions to help you reach your financial goals faster
  • Or transfer funds across from other ISA providers
Top up
‘I would recommend Police Friendly & Metfriendly to everyone.’
Mrs V Thompson Dagenham
Very happy with the service. I have a number of policies for myself and my children.
Police Sergeant S DrysdaleDPS Borough Support
‘I’ve used Police Friendly & Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house which we are moving into next month. I will be signing back up next month to help save towards my kids future.’
Mrs A. Cooper (Met CC, Bow)
'Very pleased with the service I've received to help me save money direct from my salary.'
DC Chris WSO15
'I have always been pleased with the returns from my Police Friendly & Metfriendly policies.'
Mr P PayneBordon
'Hassle-free savings that are started every year on my behalf, without me having to call up.'
D.C. R McLarenHackney Borough Stations
'Great opportunity for family members to be offered the same offers as members.'
Miss A McLearyESB
'Good service - always very helpful and informative.'
Miss J CowardSouth Norwood, London

Subscribe to Police money guides, news and tips from Police Friendly & Metfriendly

You will be able to unsubscribe from these communications easily and at any time. For more details please visit our privacy page.

Click here to subscribe

Contact us

  • T: 01689 891454
  • Email: [email protected]
  • MPFS, Central Court, Knoll Rise, Orpington BR6 0JA

Police Friendly & Metfriendly are trading names for Metropolitan Police Friendly Society Limited

Metropolitan Police Friendly Society Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm ref No. 110026).

Incorporated under the Friendly Societies Act 1992 and Registered in the UK No. 496F