Terms and conditions

Click the name of the promotional activity below to read its terms and conditions.

• 2025 Big Prize Draw (closes 12th December 2025)
• New Brand Offer (2nd June – 31st July 2025)
• 2025 AGM Prize Draw (closing date 9th July 2025)
• AGM Survey Prize Draw (22nd May – 9th July 2025)
• PFFI Spring 2025 Lump Sum Offer: 1% additional bonus added to your initial investment (closes 31st August 2025)
• NARPO Spring 2025 Lump Sum Offer (closes 31st August 2025)
• Spring 2025 Lump Sum Offer
• Spring 2025 Regular Savings Offer
• Options 2025 Offer
• 2025 (H1) Big Prize Draw (closes 30th June 2025)
• Supporting the Police Care UK Christmas appeal (ends 31st December 2024)
• Winter 2024 Offer – 1% Lump Sum promo with £50 Amazon.co.uk Gift Card (closes 31st December 2024)
• NARPO Members Winter Offer
• The Autumn/Winter Prize Draw (closes 1st December 2024)
• Autumn/Winter 1% Promotional Bonus Lump Sum Offer
• Police Family Finance Index Prize Draw (19th September  – 31st December 2024)
• Autumn Regular Savings Offer (closing date 31st December 2024)
• NARPO member exclusive Summer Savings Offer (1st -31st August 2024)
• Summer Savings Offer (closing date 30th September 2024)
• Event Prize Draw

2025 Big Prize Draw (closes 12th December 2025)

1. The draw is open until 12^th December 2025 to anyone eligible to take out one of our products. For details see mpfs.org.uk/eligibility
2. You must be at least 18 years old or over to enter the prize draw.
3. Maximum one entry per person.
4. Your personal details must be completed accurately and in full.
5. The prizes will consist of 4 prizes each of £100 Amazon vouchers and 1 top prize of a £500 Amazon voucher.
6. The 5 winners will be drawn randomly from all correctly completed forms submitted online.
7. The winner will be notified, by phone or via email as soon as possible after the draw is made.
8. No cash alternative is available.
9. Entries will close at midnight on 12^th December 2025.
10. The draws for the 5 winners will take place within 7 days after the close date.
11. MPFS directors, employees, contractors and their families are not eligible to take part in this prize draw.
12. We reserve the right to alter the terms and conditions.
13. Our decision is final.

 

New Brand Offer (2nd June – 31st July 2025)

1. To qualify for the 1% additional bonus offer, invest or transfer £10,000 or more into our Lump Sum ISA or With-Profit Bond before the end of July 2025
2. The money from investments or transfers can be split between partners/children living at the same address, and between Lump Sum ISAs and/or With-Profit Bonds
3. If funds are sent in more than one transaction, then these must be received by us within 14 days of the first transaction and all funds must be received before 31^st July 2025
4. The promo code UK2025 must be stated as part of the application process
5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as 10 Year Savings Plans or Guaranteed Five Year Savings Plans are eligible
6. The total does NOT include existing regular contributions to our Monthly Savings ISAs/plans
7. Applications/transfers/top ups (ISA only) to Lump Sum ISA or With-Profit Bond funds received before 31^st July 2025 will also be eligible for: – a £50 Amazon.co.uk Gift Card for investments between £10,000 and £19,999 – a £100 Amazon.co.uk Gift Card for investments of £20,000 or more
8. NARPO members using the NARPOPF promo code will be eligible for a £100 Amazon.co.uk Gift Card if between £10,000 and £19,999 is invested or transferred. If £20,000 or more is invested/transferred before 31^st July 2025, NARPO members will be eligible for a £150 Amazon.co.uk Gift Card
9. Top ups across separate accounts by the same person e.g. MSISA/JISA/LISA of a total of £10,000 or more during the offer period will receive a £50 Amazon.co.uk Gift Card
10. Successful applications for a 10 Year plan (including Children’s Savings Plans) will receive a £25 Amazon.co.uk Gift Card
11. Receive a £50 Amazon.co.uk Gift Card for opening a new regular savings ISA (MSISA, JISA) for £30/month or more or £50/month for a LISA
12. For existing regular savings ISA members, increases to existing plans of at least £30/month will also receive an additional £25 Amazon.co.uk Gift Card
13. For existing LSISA members, top up your LSISA with a payment of £10,000 or more and you will receive a £25 Amazon.co.uk Gift Card
14. Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30-day cooling off period, provided it is not cancelled within that time
15. If you seek to cancel/transfer your plan or reduce your regular payments to your plan within 12 months of opening, we reserve the right to recover the cost of the gift card from your account
16. A donation of £10 will be made to the Police Remembrance Trust for all new eligible LSISA, WPB, MSISA, LISA and JISA plans. Multiple payments paid in relation to a single individual will be at the discretion of MPFS
17. The Spring 1% and gift card offers are not available with the Guaranteed 5 Year Fixed Rate Bond
18. These offers are not available in conjunction with any other offer excluding the Member Referral Offer
19. We reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers
20. We reserve the right to withdraw, amend or replace the offer without prior notification
21. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines
22. Amazon.co.uk Gift Card terms and conditions apply, see www.amazon.co.uk/gc-legal

2025 AGM Prize Draw (closing date 9th July 2025)

1. This promotion is only open to Members of Metfriendly who are eligible to vote
2. Only those Members who vote by proxy (online and by post) or at the Metfriendly 2025 AGM will be eligible for the draw
3. Online and paper proxy votes must be received by 5pm on 7th July 2025
4. The voting form must be fully and correctly completed to be entered into the draw
5. No cash alternative will be offered
6. Only one entry per Member
7. MPFS directors and employees and their families are not eligible to take part in this promotion
8. The draw will take place following the AGM on 9th July 2025. The winner will be notified by 31st July 2025, and their name will be published on our website.

AGM Survey Prize Draw (22nd May – 9th July 2025)

1. This prize draw is for a £20 Amazon.co.uk Gift Card and is only open to Members of Metfriendly and those eligible to become a Metfriendly Member. Proof of eligibility may be required
2. There are five £20 Amazon.co.uk Gift Cards available to win. Only one gift card is to be allocated per person
3. The draw is open from 12 noon 22nd May 2025 – 5pm 9th July 2025. The winner will be contacted by the 21st July 2025, by email
4. The winner will be drawn at random by Metfriendly. If the person selected declines the prize, then the draw will be repeated until an eligible person accepts the prize
5. In the event of winning, you will need to confirm your email address, where the voucher can be sent
6. No cash alternative will be offered
7. MPFS directors and employees and their families are not eligible to take part in this prize draw
8. Our decision will be final

PFFI Spring 2025 Lump Sum Offer: 1% additional bonus added to your initial investment (available from 17th March to 31st August 2025)

1. To qualify for the 1% additional bonus offer, invest or transfer £10,000 or more into our Lump Sum ISA or With-Profit Bond before the end of August 2025.
2. The money from investments or transfers can be split between partners/children living at the same address, and between Lump Sum ISAs and/or With-Profit Bonds.
3. If funds are sent in more than one transaction, then these must be received by us within 14 days of the first transaction and all funds must be received before 31^st August 2025.
4. The promo code PFFI2025 must be stated as part of the application process.
5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as 10 Year Saving Plans or Guaranteed Five Year Savings Plans are eligible.
6. The total does NOT include regular contributions to our Monthly Savings ISAs/plans.
7. Applications/transfers received before 31^st August 2025 will also be eligible for a £50 Amazon.co.uk Gift Card.
8. Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30-day cooling off period, provided it is not cancelled within that time.
9. The Spring 1% and gift card offer is not available with the Guaranteed 5 Year Fixed Rate Bond.
10. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
11. We reserves the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
12. Both offers apply to our Lump Sum ISA and/or With-Profit Bond only.
13. We reserve the right to withdraw, amend or replace the offer without prior notification.
14. Directors and employees of Metropolitan Police Friendly Society and their families are eligible to take part in this promotion but must follow relevant company guidelines.

NARPO Spring 2025 Lump Sum Offer: 1% Additional Bonus – added to your initial investment (available from 1st February to 31st August 2025)

1. To qualify for the 1% additional bonus offer, invest or transfer £10,000 or more into our Lump Sum ISA or With-Profit Bond before the end of August 2025.
2. The money from investments or transfers can be split between partners/children living at the same address, and between Lump Sum ISAs and/or With-Profit Bonds.
3. If funds are sent in more than one transaction, then these must be received by us within 14 days of the first transaction and all funds must be received before 31^st August 2025.
4. The promo code NARPO25 must be stated as part of the application process.
5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as10 Year Saving Plans or Guaranteed Five Year Savings Plans are eligible.
6. The total does NOT include regular contributions to our Monthly Savings ISAs/plans.
7. Applications/transfers received before 31^st August 2025 will also be eligible for a £50 Amazon.co.uk Gift Card.
8. Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30-day cooling off period, provided it is not cancelled within that time.
9. The Spring 1% and gift card offer is not available with the Guaranteed 5 Year Fixed Rate Bond.
10. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
11. We reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
12. Both offers apply to the our Lump Sum ISA and/or With-Profit Bond only.
13. We reserve the right to withdraw, amend or replace the offer without prior notification.
14. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Spring 2025 Lump Sum Offer (available from 23rd January to 30th June 2025)

1. To qualify for the 1% additional initial bonus offer, invest or transfer £10,000 or more into our Lump Sum ISA or With-Profit Bond before the end of June 2025.
2. The money from investments or transfers can be split between partners/children living at the same address, and between Lump Sum ISAs and With-Profit Bonds.
3. If funds are sent in more than one transaction, then these must be received by us within 14 days of the first transaction and all funds must be received before 30th June 2025.
4. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Ten-Year Savings Plans or Guaranteed Five Year Savings Plans are eligible.
5. The total does NOT include regular contributions to our Monthly Savings ISAs.
6. Your additional bonus will be added to your investment, provided it is not cancelled within the 30-day cooling off period.
7. The 1% additional bonus is not available with the Guaranteed 5 Year Fixed Rate Bond.
8. This Spring offer is not available in conjunction with any other offer excluding the Member Referral Offer.
9. We reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
10. We reserve the right to withdraw, amend or replace the offer without prior notification.
11. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Spring 2025 Regular Savings Offer (available from 23rd January to 30th June 2025)

1. To qualify for the £25 Amazon.co.uk Gift Card a new regular savings ISA needs to be set up. Not available when setting up an ISA of the same type already held.
2. The offer applies to our Monthly Savings ISAs, Lifetime ISAs and Junior ISAs only.
3. For Junior ISAs the Gift Card will be sent to the parent/guardian of the child.
4. One £25 gift card per person per product for this promotion.
5. Applications for regular ISA plans must be received before 30th June 2025.
6. The promotional code of SPRING25 must be stated in the application process.
7. This offer is not available in conjunction with any other offer (excluding the Member Referral Offer).
8. Your Amazon.co.uk Gift Card will be sent by email within 7 to 10 days after the 30-day cooling off period and 1 full month’s premium has been collected, provided the plan has not been cancelled within that time.
9. We reserve the right to apply a period of grace for receipt of applications up to 7 days.
10. We reserve the right to withdraw, amend or replace the offer without prior notification.
11. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.
12. This offer does not include our Monthly Savings ISAs, Lifetime ISAs and Junior ISAs where a payment holiday has been applied to an existing ISA held with us.

Options 2025 Offer

1. To qualify for the 1% Options bonus offer, applicants must invest or transfer £10,000 or more into our Lump Sum ISA and / or With-Profit Bond between 1st January and 31st December 2025.
2. The money can be split between partners/children living at the same address, and between Lump Sum ISAs and With-Profit Bonds.
3. If funds are sent in more than one transaction, then these must be received by us within 14 days of the first transaction and all funds must be received before 31st December 2025.
4. The promo code Options2025 must be stated as part of the application process.
5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Long-Term Savings or Guaranteed Five Year Savings Plans are eligible.
6. The total does NOT include regular contributions to our Monthly Savings ISAs/plans.
7. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
8. We reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
9. We reserve the right to withdraw, amend or replace the offer without prior notification.
10. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.<
11. The promotion applies to our Lump Sum ISA and/or With-Profit Bond only.

2025 (H1) Big Prize Draw (closes 30th June 2025)

1. The draw is open to anyone eligible to take out one of our products. For details see mpfs.org.uk/eligibility.
2. You must be at least 18 years old or over to enter the prize draw.
3. Maximum one entry per person.
4. Your personal details must be completed accurately and in full.
5. The prizes will consist of 4 prizes each of £100 Amazon vouchers and 1 top prize of a £500 Amazon voucher.
6. The 5 winners will be drawn randomly from all correctly completed forms submitted online.
7. The winner will be notified, by phone or via email as soon as possible after the draw is made.
8. No cash alternative is available.
9. Entries will close at midnight on 30th June 2025.
10. The draws for the 5 winners will take place within 7 days after the close date.
11. MPFS directors, employees, contractors and their families are not eligible to take part in this prize draw.
12. Our decision is final.

Supporting the Police Care UK Christmas appeal (ends 31st December 2024)

1. Until the 31st December 2024, in addition to the current live promotions we have running, we will donate £10 for every product taken out between 12th December and the 31st December to the Police Care UK Christmas Appeal.
2. Applications must be received by 31st December 2024.
3. Donations will be made automatically directly to the appeal so, if you are applying for any of the other promotions running during this period, please quote the promo code as directed, to ensure the promotion is applied to your product.
4. The Christmas appeal donation will be applied to all of our products (as listed below):
   • Lump Sum ISAs
   • Monthly Savings ISAs
   • Lifetime ISAs
   • Junior ISAs
   • With Profit Bond
   • 10 Year Savings Plan
   • Guaranteed 5 Year Savings Plan
   • Guaranteed 5 Year Fixed Rate Bond
   • Children’s Savings Plan
   • Critical Illness Cover
   • Income Protection
   • Life Insurance
   • Mortgage Protection
5. We reserve the right to withdraw, amend or replace the offer without prior notification.
6. Donations will be made to Police Care UK after the product ‘cooling off’ period has expired.
7. MPFS directors, employees and their families are eligible but must follow relevant company guidelines.

Winter 2024 Offer – 1% Lump Sum promo with £50 Amazon.co.uk Gift Card (closes 31st December)

1. To qualify for the 1% MORE additional initial bonus, PLUS £50 Amazon.co.uk Gift Card Winter offer, invest or transfer £10,000 or more into our Lump Sum ISA or With-Profit Bond only. Offer ends 31st December 2024.
2. The money from investments or transfers can be split between partners/children living at the same address, and between Lump Sum ISAs and With-Profit Bonds.
3. If funds are sent in more than one transaction, then these must be received by us within 14 days of the first transaction and all funds must be received before 31st December 2024.
4. The promo code WINTER24 must be stated as part of the application process.
5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Ten Year Savings Plans or Guaranteed Five Year Savings Plans are eligible.
6. The total does NOT include regular contributions to our Monthly Savings ISAs.
7.  Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30-day cooling off period, provided it is not cancelled within that time.
8. The 1% MORE bonus PLUS £50 Amazon.co.uk Gift Card Winter offer is not available with the Guaranteed 5 Year Fixed Rate Bond.
9. This Winter offer is not available in conjunction with any other offer excluding the Member Referral Offer.
10. One £50 Amazon.co.uk Gift Card per person per product for this promotion.
11. We reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
12. We reserve the right to withdraw, amend or replace the offer without prior notification.
13. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.

NARPO Members Winter Offer

1. To qualify for the 1% MORE Autumn bonus offer, invest or transfer £10,000 or more into our Lump Sum ISA or With-Profit Bond Between 1st October and 31st December 2024.
2. The Money can be split between partners/children living at the same address, and between Lump Sum ISAs and With-Profit Bonds.
3. If funds are sent in more than one transaction, then these must be received by us within 14 days of the first transaction and all funds must be received before 31st December 2024.
4. The promo code NARPOW24 must be stated as part of the application process.
5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Long-Term Savings or Guaranteed Five Year Savings Plans are eligible.
6. The total does NOT include regular contributions to our Monthly Savings ISAs/plans.
7.  Applications/transfers received before 31st December 2024 will also be eligible to receive a £50 Amazon.co.uk Gift Card.
8. (Where applicable) your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30-day cooling off period, provided it is not cancelled within that time.
9. The Winter 1% and gift card offer is not available with the Guaranteed 5 Year Fixed Rate Bond.
10. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
11. We reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
12. We reserve the right to withdraw, amend or replace the offer without prior notification.
13. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.
14. Both promotions apply to our Lump Sum ISA and/or With-Profit Bond only.

The Autumn/Winter Prize Draw (Closes 1st December 2024)

1. The draw is open to anyone eligible to take out one of our products. For details see mpfs.org.uk/eligibility.
2. You must be at least 18 years old or over to enter the prize draw.
3. Maximum one entry per person.
4. Your personal details must be completed accurately and in full.
5. The prizes will consist of 3 M&S hampers, each worth £150.
6. The 3 winners will be drawn randomly from all correctly completed forms submitted online.
7. The winner will be notified, by phone or via email as soon as possible after the draw is made.
8. No cash alternative is available.
9. Entries will close at midnight on 1st December 2024.
10. The draws for the 3 winners will take place within 7 days after the close date.
11. The winning prizes will be despatched to UK addresses only.
12. MPFS directors, employees, contractors and their families are not eligible to take part in this prize draw.
13. Our decision is final.

Autumn/Winter 1% Promotional Bonus Lump Sum Offer

1. To qualify for the 1% Winter promotion bonus offer, invest or transfer £10,000 or more into our Lump Sum ISA or With-Profit Bond Between 1st October and 31st December 2024.
2. The Money for Lump Sum ISAs and With-Profit Bond can be split between partners/children living at the same address.
3. If funds are sent in more than one transaction, then these must all be received by us within 14 days of the first transaction and all funds must be received by 31st December 2024.
4. The promo code AUTUMN24 must be stated as part of the application process.
5. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Long-Term Savings or Guaranteed Five Year Savings Plans are eligible.
6. The total of the money invested does NOT include regular contributions to our Monthly Savings ISAs/plans.
7. The Winter 1% promotional bonus offer is not available with the Guaranteed 5 Year Fixed Rate Bond.
8. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
9. We reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
10. We reserve the right to withdraw, amend or replace the offer without prior notification.
11. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Police Family Finance Index Prize Draw (19th September  – 31st December 2024)

1. This prize draw is for a total of ten £100 Amazon.co.uk Gift Card prizes.
2. Entry to the prize draw is by completing the Autumn 2024 Family Finance Index Survey and supplying your email details.
3. Only one prize to be won per person.
4. The draw is open from 12 noon 19/9/2024 – midnight 31/12/2024. The winners will be contacted by 12/1/2025 by email.
5. The winners will be drawn at random by us.
6. No alternative prize will be offered.
7. MPFS directors, employees and their families are not eligible to take part in this prize draw.
8. Our decision is final.

Autumn Regular Savings Offer (closing date 31st December 2024)

1. To qualify for the £25 Amazon.co.uk Gift Card a new regular savings ISA needs to be set up. Not available when setting up an ISA of the same type already held.
2. The offer applies to our Monthly Savings ISAs, Lifetime ISAs and Junior ISAs only.
3. For Junior ISAs the Gift Card will be sent to the parent/guardian of the child.
4. One £25 gift card per person per product for this promotion.
5. Applications for regular ISA plans must be received between 2nd September and 31st December 2024.
6. The promotional code of AUTUMN24 must be stated in the application process.
7. This offer is not available in conjunction with any other offer (excluding the Member Referral Offer).
8. Your Amazon.co.uk Gift Card will be sent by email within 7 to 10 days after the 30-day cooling off period and 1 full month’s premium has been collected, provided the plan has not been cancelled within that time.
9. We reserve the right to apply a period of grace for receipt of applications up to 7 days.
10. We reserve the right to withdraw, amend or replace the offer without prior notification.
11. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.
12. This offer does not include our Monthly Savings ISAs, Lifetime ISAs and Junior ISAs where a payment holiday has been applied to an existing ISA held with us.

NARPO member exclusive Summer Savings Offer (1st -31st August 2024)

£100 Amazon.co.uk Gift Card when you invest or transfer £10,000 or more into our Lump Sum ISA or With-Profits Bond by 31^st August 2024 OR DOUBLE UP £200 Amazon.co.uk Gift Card when you invest or transfer £20,000 or more into our Lump Sum ISA or With-Profits Bond by 31^st August 2024

1. To qualify for the £100 Amazon.co.uk promotion, a new lump sum of between £10,000 and £19,999.99 must be invested or transferred to our Lump Sum ISA and/or With-Profit Bond.
2. To qualify for the £200 Amazon.co.uk promotion, a new lump sum of at least £20,000 must be invested or transferred to our Lump Sum ISA and/or With-Profit Bond.
3. Both promotions apply to our Lump Sum ISA and/or With-Profit Bond only.
4. The £10,000/£20,000 can be split between partners/children living at the same address, and between Lump Sum ISAs and With-Profit Bonds.
5. If funds are sent in more than one transaction, then these must be received by us within 14 days of the first transaction and all funds must be received before 31^st August 2024. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider. If the offer conditions are met from a number of individuals contributing, only one gift card will be issued and sent to the first individual of that group.
6. One Gift Card per person per product for this promotion, subject to rule 5 above.
7. The promo code NARPO24 must be stated in the application.
8. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
9. Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30-day cooling off period, provided it is not cancelled within that time.
10. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. However, reinvestments from other maturing products such as Long-Term Savings or Guaranteed Five Year Savings Plans are eligible.
11. ISA and With-Profit Bond applications and monies must be received by 31^st August 2024.
12. We reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
13. We reserve the right to withdraw, amend or replace the offer without prior notification.
14. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Summer Savings Offer Terms and Conditions (closing date 3o^th September 2024)

1. To qualify for the £100 Amazon.co.uk Gift Card promotion, a new lump sum of at least £10,000 must be invested or transferred to our Lump Sum ISA and/or With-Profit Bond. The offer applies to our Lump Sum ISA and/or With-Profit Bond only. The £10,000 can be split between partners / children living at the same address, and between Lump Sum ISAs and With-Profit Bonds. If funds are sent in more than one transaction, then these must be received by us within 14 days of the first transaction and all funds must be received before 30^th September 2024. The total does NOT include regular contributions to our Monthly Savings ISA, but it does include money you transfer from another ISA provider. If the offer conditions are met from a number of individuals contributing, only one gift card will be issued and sent to the first individual of that group.
2. One Gift Card per person per product for this promotion.
3. ISA and With-Profit Bond applications and monies must be received by 30^th September 2024.
4. The promo code SUMMER24 must be stated in the application.
5. This offer is not available in conjunction with any other offer excluding the Member Referral Offer.
6. Your Amazon.co.uk Gift Card will be sent to you within 7 to 10 days after the 30 day cooling off period, provided it is not cancelled within that time.
7. Reinvestment of existing Lump Sum ISA or With-Profit Bond funds are not eligible for this promotion. Maturing products such as Long Term Savings or Guaranteed Five Year Savings Plans are eligible.
8. We reserve the right to apply a period of grace for receipt of funds of up to 7 days in the case of new investments and 14 days in respect of transfers.
9. We reserve the right to withdraw, amend or replace the offer without prior notification.
10. MPFS directors, employees and their families are eligible to take part in this promotion but must follow relevant company guidelines.

Event Prize Draw

1. This draw is for the prize advertised and is open to those attending the specific event.
2. The draw will take place either at the event or as advertised (ask a member of the our team for details).
3. The winner will be drawn at random by us. If the person selected declines the prize, then the draw will be repeated until an eligible person accepts the prize.
4. If it is not possible to arrange for the winner to collect the prize at the event. We will contact them and arrange for the prize to be sent separately.
5. No cash alternative will be offered.
6. MPFS directors and employees and their families are not eligible to take part in this prize draw.
7. Our decision is final.