Confirming Your Identity
In order to process your application we will refer to Credit Reference Agencies to confirm your identity. This search will leave a ‘footprint’ on your credit file, which is required to record that the check has taken place. This footprint is not the same as a credit check footprint and has no negative impact on your file.

ID Declaration
I understand that you will undertake a search with a Credit Reference Agency for the purposes of verifying my identity. To do so the Credit Reference Agency may check the details I supply against any particulars on any database (public or otherwise) to which they have access. They may also use my details in the future to assist other companies for verification purposes. A record of the search will be retained. Your information may be disclosed to a credit reference agency, which may keep a record of that information; and (b) the credit reference agency may disclose that information, and the fact that a search was made, to its other customers for the purposes of assessing the risk of giving credit and occasionally to prevent fraud, money laundering and to trace debtors.

Declaration

• I declare that the foregoing statement is to the best of my knowledge and belief are true and complete. After the initial
  premium-free period, I authorise the deduction from my monthly salary or by direct debit of all contributions that may
  become due.
• I hereby apply for Critical Illness cover and accept the terms and conditions as described within the product
  literature and elsewhere within this application.
  
• I apply for membership of MPFS in accordance with the provisions of its rules (unless I am already a Member) and I
  agree to abide by MPFS Rules at all times (a copy of MPFS Rules appears on mpfs.org.uk and is available
  in printed form upon request).
  
• I understand that no benefit will be payable for any claim under this policy if the medical retirement/discharge or critical
  illness is caused, or contributed to, directly or indirectly, by a pre-existing critical illness or a related medical condition.

Our Data Privacy Statement
We need the information you provide in order to set up the contract between you and us. We will share your data with our mailing house partners (see our privacy notice) to send you legally required documents such as your annual benefit statement and invitation to our annual General Meeting. Your data will only be kept for such a time needed to perform this task. Where possible we use external information to verify your identity and to keep our records up to date on home address changes. We use a third-party provider to deliver our marketing emails. We gather statistics around email opening and clicks using standard technologies. For more information, please see our privacy notice at Privacy - MPFS.