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Make the most of your tax-free savings allowance.

Tax-free savings

Make the most of your 2025/26 tax allowance

We’re here to help you make more confident financial decisions, so you can save for a brighter future.

Double the returns of a cash ISA

Over the past 3 years, our 10-year annualised growth has been more than twice the level of an average cash ISA. See how our Lump Sum ISA performed compared to the NS&I Direct ISA and average UK Cash ISA.

Past performance is not a reliable guide to future returns.

10 year annualised growth ISA performance comparison

This graph shows how our Lump Sum ISA has outperformed the NS&I Direct ISA and the average UK Cash ISA in terms of growth over 10 years.

 Find out more

Lump Sum ISA investments

  • Invest from £2,000 tax-free (up to the current ISA limit of £20,000)
  • Compounded annual bonuses
  • The potential for an additional final bonus over the medium to long term
  • No fixed term
More info Apply

Monthly Savings ISA

  • From £30 per month
  • Flexible savings
  • Eligible for the final bonus after three full tax years investment
  • Option to add Escalator
More info Apply

Lifetime ISA

  • From £50 per month
  • Designed for 18-39 year olds to save for a home or retirement
  • Save up to £4,000 per tax year – and the Government will add up to £1,000
  • Option to add Escalator
  • We also add bonuses to your savings
More info Apply

With-Profit Bond

  • Invest from min £2,000 (no maximum)
  • Compounded annual bonuses
  • The potential for an additional final bonus over the medium to long term
  • No fixed term
More info Apply

Top-up your ISA today!

  • Make the most of any unused ISA allowance for the current tax year
  • Shelter as much of your savings from the taxman as you can
  • Top-ups can be made via online banking, in branch or by post
  • Transfer funds from ISA
Top up

Transfer existing ISAs from other providers

  • Simple and easy to do
  • From £300 minimum
  • Transfer cash or stocks and shares ISAs either in whole OR in part
More info

Children's Savings Plans

  • Junior ISAs
  • Fixed term tax-free savings plan
  • Transfers in from Child Trust Fund and other Junior ISA providers
More info

Ten Year Savings Plan

  • Additional tax-exempt savings
  • From £25 per month
  • Annual and final bonuses
  • No tax on your capital gains
  • Includes life insurance in the event of death
More info Apply

Get a £50 gift card

  • Refer a family member or Police colleague and you’ll both get a £50 Amazon.co.uk Gift Card when they become a new Member
  • Terms & conditions and eligibility criteria apply
More info

Join us for a FREE family finance seminarNeed some help getting started?

Why not join us for one of our FREE, no-obligation webinars to kick start your savings journey. 

‘I would recommend Police Friendly & Metfriendly to everyone.’
Mrs V Thompson Dagenham
Very happy with the service. I have a number of policies for myself and my children.
Police Sergeant S DrysdaleDPS Borough Support
‘I’ve used Police Friendly & Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house which we are moving into next month. I will be signing back up next month to help save towards my kids future.’
Mrs A. Cooper (Met CC, Bow)
'Very pleased with the service I've received to help me save money direct from my salary.'
DC Chris WSO15
'I have always been pleased with the returns from my Police Friendly & Metfriendly policies.'
Mr P PayneBordon
'Hassle-free savings that are started every year on my behalf, without me having to call up.'
D.C. R McLarenHackney Borough Stations
'Great opportunity for family members to be offered the same offers as members.'
Miss A McLearyESB
'Good service - always very helpful and informative.'
Miss J CowardSouth Norwood, London

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Contact us

  • T: 01689 891454
  • Email: [email protected]
  • MPFS, Central Court, Knoll Rise, Orpington BR6 0JA

Police Friendly & Metfriendly are trading names for Metropolitan Police Friendly Society Limited

Metropolitan Police Friendly Society Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm ref No. 110026).

Incorporated under the Friendly Societies Act 1992 and Registered in the UK No. 496F

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