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Metfriendly Escalator

Achieve your saving ambitions faster

Automatically increase your monthly contributions each year until you tell us to stop

Making the most of your ISA allowance makes financial sense, so if you need to gradually increase your monthly contributions to reach the annual ISA allowance, look to the Metfriendly Escalator.

The Metfriendly Escalator is an optional extra that you can add to our Monthly Savings ISA, Junior ISA and Lifetime ISA as a way to gently increase your annual total of monthly contributions, year on year.

Your salary usually increases every year, so it could make good financial sense to save a little of your pay rise and increase your ISA contributions every year.

How does it work?

With the Metfriendly Escalator your fixed monthly contributions will automatically increase every year, in April, at an amount set by you, until you tell us to stop. 

You choose the amount you want to “escalate” by each year. The minimum is a £10 increase.


You start your plan at £50 per month in September and set the escalator to £20. Your monthly contributions will automatically increase to £70 per month from April. The following year, in April, your monthly contributions will increase again, by the amount set by you. The increase will repeat year after year, however you can contact us at any time (by phone, email or letter) if you would like to change the increases or stop them altogether.

See how your savings mount up with the Escalator

Imagine you have a Monthly Savings ISA for 10 years. You set the Metfriendly Escalator at £20 and start off by saving £30 a month.

Column 2 shows your contributions increasing by £20 every year.

Column 3 shows how the amount you’ve contributed to your ISA each year steadily rises.

Column 4 shows how much less is contributed without the Escalator applied and instead settling to pay £50 every month for 10 years.

Year Contribution per month with Escalator set to £20 annual increases Total annual amount contributed with Metfriendly Escalator applied Total annual amount with fixed £50/month contributions – Escalator NOT applied
Year 1 £30 £360 £600
Year 2 £50 £600 £600
Year 3 £70 £840 £600
Year 4 £90 £1,080 £600
Year 5 £110 £1,320 £600
Year 6 £130 £1,560 £600
Year 7 £150 £1,800 £600
Year 8 £170 £2,040 £600
Year 9 £190 £2,280 £600
Year 10 £210 £2,520 £600
Total invested   £14,400 £6,000

In both cases your ISA would be eligible for annual and final bonuses – but the rewards are more than double for those who use the Metfriendly Escalator, simply based on the amounts contributed.

How to add the Escalator option 

You can add the Metfriendly Escalator option at any time, but obviously the sooner you start, the sooner you will see a difference in the amount saved into your ISA.

New ISA applications

Within your ISA application is a dedicated section for “Monthly Contributions and Escalator Amount”

  • First, decide how much you would like to contribute each month to your ISA
  • Then select how much you would like to increase those payments by every year – the increase will be applied at the start of the tax year in April.

Adding to your existing ISA

You can add the Escalator option to an ISA that you contribute into monthly.

Email us at [email protected] or call 01689 891454 and we’ll get that sorted for you. 

‘I have always been pleased with the returns from my Metfriendly policies.’

Mr P Payne, Bordon

‘I’ve used Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house. I will be signing back up next year to help save towards my kids future.’

Mrs A Cooper, Met CC, Bow

‘I’ve used Metfriendly for the last 5 years and recently the money has gone towards a deposit for our house which we are moving into next month. I will be signing back up next month to help save towards my kids future.’


Amanda Cooper (Met CC, Bow)

‘Very pleased with the service I’ve received to help me save money direct from my salary.’

DC Chris W, SO15

Great opportunity for family members to be offered the same offers as members.

Miss A McLeary, ESB

Very happy with the service. I have a number of policies for myself and my children.

Police Sergeant S Drysdale, DPS Borough Support

‘I would recommend Metfriendly to everyone.’

Mrs V Thompson, Dagenham

Good service – always very helpful and informative.

Miss J Coward, South Norwood, London

‘Hassle-free savings that are started every year on my behalf, without me having to call up.’


D.C. R McLaren, Hackney Borough Stations