Save regularly with the flexibility to adjust your payments and add lump sums
Our ISAs are classed as Stocks and Shares, and allow you to shelter up to £20,000 from the taxman every year. Save regularly (from £30 per month) or add lump sums (from £100) paid straight from your salary, direct debit or bank transfer.
Reach your savings goal faster
By selecting the Escalator option, your monthly payments, which can start from just £30, will then automatically increase (by minimum £10) in April each year.
For example, by increasing your monthly payments by £20 each April over 5 years, you would save an extra £3,600. You can change your monthly payment and your escalator amount at any time.
Watch this video for a quick summary of our Monthly Savings ISA.
Product overview
| Minimum monthly payment | £30 |
| Maximum contribution | £20,000 per tax year |
| Annual bonus |  Receive a guaranteed annual bonus for the first year (currently 1.5% for premiums received during the 2025/26 tax year) and then a variable bonus each year after that. |
| Flexible | Vary, stop and restart premiums at any time, or top up by as little as £100. |
| Final bonus | Your plan is eligible for a final bonus if held over the medium to long term (typically 5 years or more). |
| Escalator | Automatically increase your payments each year (every April), until you tell us to stop. |
| Early redemption charges | In the first 2 years of investment only. |
Got a question?
Visit our help centre, request a call back, or call us on 01689 891454. Lines open 08:30 to 17:00 Monday to Thursday and 08:30 to 16:30 on Friday.