Monthly Savings ISA

A Stocks and Shares ISA specifically designed to give you tax-free benefits and competitive returns

Monthly Savings ISA

A Stocks and Shares ISA specifically designed to give you tax-free benefits and competitive returns

Spring Special Offer

  • Receive a £25 Amazon.co.uk Gift Card when you apply for a Monthly Savings ISA by 30th June 2025. Quote code SPRING25. Terms and conditions apply. 

Save regularly with the flexibility to adjust your payments and add lump sums

Our ISAs are classed as Stocks and Shares, and allow you to shelter up to £20,000 from the taxman every year. Save regularly (from £30 per month) or add lump sums (from £100) paid straight from your salary, direct debit or bank transfer.

Reach your savings goal faster

By selecting the Escalator option, your monthly payments can start from just £30 and will then automatically increase (by minimum £10) in April each year until you tell us to stop.

Watch this video for a quick summary of our Monthly Savings ISA.

Product overview

Minimum monthly payment£50, or £30 with the Escalator option
Maximum contribution£20,000 per tax year
Annual bonus✅ Receive a guaranteed annual bonus for the first year (currently 1.5% for premiums received during the 2025/26 tax year) and then a variable bonus each year after that.
Flexible✅ Vary, stop and restart premiums at any time, or top up by as little as £100.
Final bonus✅ Your plan is eligible for a final bonus if held over the medium to long term (typically 5 years or more).
Escalator✅ Automatically increase your payments each year (every April), until you tell us to stop.
Early redemption chargesIn the first 2 years of investment only.

Got a question?

Visit our help centre, request a call back, or call us on 01689 891454. Lines open 08:30 to 17:00 Monday to Thursday and 08:30 to 16:30 on Friday.